Liability Insurance – Summary of Charges

NFTGA Tour Guides General Liability Insurance

LIABILITY COVERAGES 2025

The insurance for 2026 is the same as 2025 (2026 NFTGA FAQ on General Liability Insurance). Open enrollment is November 1-30. Coverage will be January 1 – December 31, 2026. The price is $88. 
This is a new carrier, The Cincinnati. The coverage is for Jan. 1 – Dec. 31, 2026 and the fee is $88. Deadline to submit payment (use this link) is November 30, 2025. The coordinator will submit all applications at that time and certificates will be sent to the APT Treasurer for distribution after that. The contact information for the insurance coordinator is Brent Salter treasurer@nftga.com.

Disclaimer: This is a summary provided for illustration purposes only; it is not a legal contract. It is provided to facilitate your understanding of the insurance policy. Specific terms, coverage, conditions, limitations and exclusions that will govern the event of a loss are listed in the actual policy.

For more information, check out our Insurance for Tour Guides and FAQs pages. To purchase insurance, click on this link.